Locations
Rewards Checking
Earn 3.75%* Annual Percentage Yield (APY) when you open and use your Rewards Checking account.
Rewards
- Earn 3.75% APY* on balances up to $34,999.99
- ATM fee refunds nationwide**
- No monthly fee
- No minimum balance required to maintain account***
- Earn 1 points for every $2 spent using your South Shore Bank Debit Mastercard® with uChoose Rewards®
- Open a Rewards Savings with a 3.50% APY†
- Special rates on a Rewards CD
Three easy steps to earn your reward:
- Sign up to receive monthly eStatements
- Receive at least one direct deposit per statement cycle with a minimum monthly total ≥ $1000**
- At least 15 debit card purchases posted per statement cycle (excluding ATM transactions)
Making 15 debit card purchases is easy as: | |
 | 5 coffee runs |
 | 4 grocery store visits |
  | 3 online purchases |
| 2 pizza deliveries |
 | 1 visit to the pet store |
A statement cycle ends the last business day of the calendar month.
*3.75% APY as of 9/23/24 is paid on balances up to, and including, $34,999.99 provided all other account requirements are met for the current statement cycle. For balances $35,000.00 and above, the interest rate and APY of 0.01% will be paid on the portion of your daily balance that is $35,000.00 or greater. If requirements are not met, the interest rate of 0.01% APY will be paid on balances. The APY will range downward from 3.75% depending on the balance in the account. For example, the APY, for a balance of $70,000.00 would be 1.89%. APY and rate subject to change without notice. Rate may change after the account is opened. Fees could reduce earnings on account.
**Requirements for each statement cycle are: Sign-up and receive a monthly eStatement each month. Receive at least one direct deposit per statement cycle with a minimum monthly total ≥$1000, at least 15 debit card purchases posted per statement cycle (excluding ATM transactions). Eligible clients aged 65+ may qualify for a lower combined direct deposit requirement of $500 per statement cycle. If requirements are met, South Shore Bank will refund up to $10 per statement cycle for another bank's ATM surcharges & will not charge a foreign ATM fee for using another bank's ATM. Account requirements will be waived for the first statement cycle. Offer may be withdrawn at any time. One account per tax reporting owner. A statement cycle ends the last business day of a calendar month.
***$10 minimum deposit to open.
†3.50% APY as of 6/1/23 is paid on balances provided all account requirements of your corresponding Rewards Checking Account are met for the prior month.
Effective as of 11/21/2024
| Account Type | Minimum Daily Balance to earn APY1 | Annual Percentage Yield (APY) 1 | |
|---|---|---|---|
| Rewards Checking2 (Requirements are met) | $0 - $34,999.99 | 3.750% | |
| $35,000.00+ | 0.010% | ||
| Rewards Checking2 (Requirements NOT met) | $0 | 0.010% |
1APY and rate subject to change without notice. Rate may change after the account is opened. Fees could reduce earnings on account.
23.75% APY as of 9/23/24 is paid on balances up to, and including, $34,999.99 provided all other account requirements are met for the current statement cycle. For balances $35,000.00 and above, the interest rate and APY of 0.01% will be paid on the portion of your daily balance that is $35,000.00 or greater. If requirements are not met, the interest rate of 0.01% with an APY of 0.01% will be paid on balances. The APY will range downward from 3.75% depending on the balance in the account. For example, the APY, for a balance of $70,000.00 would be 1.89%. Rates may change at any time without prior notice. Requirements for each statement cycle are: Sign-up and receive a monthly eStatement each month. Receive at least one direct deposit per statement cycle with a minimum monthly total ≥$1000, at least 15 debit card purchases posted per statement cycle (excluding ATM transactions). Eligible clients aged 65+ may qualify for a lower combined direct deposit requirement of $500 per statement cycle. If requirements are met, South Shore Bank will refund up to $10 per statement cycle for another bank's ATM surcharges & will not charge a foreign ATM fee for using another bank's ATM. Account requirements will be waived for the first statement cycle. Offer may be withdrawn at any time. One account per tax reporting owner. A statement cycle ends the last business day of a calendar month.
23.75% APY as of 9/23/24 is paid on balances up to, and including, $34,999.99 provided all other account requirements are met for the current statement cycle. For balances $35,000.00 and above, the interest rate and APY of 0.01% will be paid on the portion of your daily balance that is $35,000.00 or greater. If requirements are not met, the interest rate of 0.01% with an APY of 0.01% will be paid on balances. The APY will range downward from 3.75% depending on the balance in the account. For example, the APY, for a balance of $70,000.00 would be 1.89%. Rates may change at any time without prior notice. Requirements for each statement cycle are: Sign-up and receive a monthly eStatement each month. Receive at least one direct deposit per statement cycle with a minimum monthly total ≥$1000, at least 15 debit card purchases posted per statement cycle (excluding ATM transactions). Eligible clients aged 65+ may qualify for a lower combined direct deposit requirement of $500 per statement cycle. If requirements are met, South Shore Bank will refund up to $10 per statement cycle for another bank's ATM surcharges & will not charge a foreign ATM fee for using another bank's ATM. Account requirements will be waived for the first statement cycle. Offer may be withdrawn at any time. One account per tax reporting owner. A statement cycle ends the last business day of a calendar month.
Mobile Banking
Enjoy the free and convenient perks of online and mobile banking with bill pay.
Mobile Banking is a service for anyone currently enrolled for our Online Banking service.
Mobile Banking is a service for anyone currently enrolled for our Online Banking service.